Free — No signup required
WTF Is This Subscription?
Add your subscriptions. See what they really cost over time. Know what you'd have if you invested that money instead.
All calculations happen in your browser. No data stored, no signup needed.
Quick add:
No subscriptions yet
Add your first subscription above to see the real cost.
Monthly
$0
Annual
$0
5 Years
$0
10 Years
$0
The WTF App Family
Found a subscription problem? Our WTF apps help you stay on top of your money.
WTF Is This Charge?
Free
Identify mystery bank charges instantly.
Try it free →
WTF Is This Fee?
$2.99/mo
Decode hidden fees in bills & receipts.
Learn more →
WTF Is This Contract?
$4.99/mo
AI contract analysis with risk flags.
Learn more →
WTF Is This Worth?
$4.99/mo
Instant market values for anything.
Learn more →
WTF Is This Budget?
Free
Free budget calculators — no signup required.
Try it free →
WTF Is This Email?
Free
Decode confusing emails instantly.
Try it free →
WTF Is My Health?
$4.99/mo
AI lab report & medical bill translator.
Learn more →
WTF Suite
$14.99/mo — Save 35%
All paid WTF apps in one bundle.
Get the bundle →
The Hidden Cost of Subscriptions
The average American spends over $200/month on subscriptions — and most underestimate their spending by 2-3x. That Netflix here, Spotify there, a cloud storage plan you forgot about... it adds up fast.
Why This Calculator Matters
A $15/month subscription costs $180/year. Over 10 years, that's $1,800 in direct costs. But factor in investment opportunity cost at 7% annual returns, and you're looking at closer to $2,600 in lost wealth.
Tips to Cut Subscription Costs
- Audit your subscriptions quarterly — cancel anything you haven't used in 30 days
- Share family plans where possible (Spotify, YouTube, iCloud)
- Look for annual billing discounts (typically 15-20% savings)
- Use free alternatives for services you barely use
- Set calendar reminders before free trials expire